Why Fin Rescue?

Operated by professionals

Fin Rescue is operated by debt counsellors and attorneys. Dealing with a competent debt counsellor can lead to life-changing success.

Our service level in South Africa

Fin Rescue has an impeccable reputation when it comes to customer service and debt management assistance in South Africa.

Multilingual

Our trained debt counsellors can assist you in 9 of the official South African languages.

Relationships

We have excellent relationships with credit providers in South Africa to make your matters or disputes with them quick and effective. Because of our established relationships with credit providers, we ensure a very high rate of success in the debt management process as a whole.

Discreet

We understand that debt is a very sensitive topic for most people, so we treat all applications with the utmost confidentiality. Your employer, colleagues and friends will not know you are making use of debt counselling to reduce your debt repayments.

A convenient process

You can arrange a consultation in person, or the whole process can be done telephonically or by email. No matter where you live in South Africa, contact us for help.

Regulated rates

All debt counsellors’ fees are regulated by the National Credit Regulator (NCR) and are included in your affordable debt repayment plan. Your monthly debt review payment is specific to your situation and how much debt you have in total. Debt counsellors are permitted by the NCR to charge:

• A once-off application fee of R350 (excl. VAT).
• A once-off restructuring fee equal to the first month’s payment, limited to a maximum of R8,000 (excl. VAT) for a single application and R9,000 (excl. VAT) for a joint application.
• A monthly aftercare fee of 5% (excl. VAT) of the debt review payment, with a maximum of R450 (excl. VAT).

Specialist attorneys

We only make use of attorneys who specialise in debt counselling. Our attorneys have extensive experience and an in-depth understanding of the National Credit Act (NCA), established networks of national correspondents, and are always up to date with the latest changes in the law pertaining to debt counselling.

Success rate

The latest available NCR statistics indicate that more than 11 million consumers have impaired credit records – more than 48% of all credit-active consumers in South Africa. Since the implementation of the National Credit Act, Fin Rescue has helped thousands of consumers ease their financial distress and, where possible, save their assets with a sound debt repayment plan.