Why Fin Rescue?



Fin Rescue is operated by professionals

Fin Rescue is operated by Debt counsellors and attorneys. Dealing with a competent Debt Counsellor can lead to life-changing success.



Our service level in South Africa

Fin rescue has a impeccable reputation when it comes to customer service and debt management assistance in South Africa



Multilingual

Our trained Debt Counsellors can assist you in 9 of the official South African languages


Relationships

We have excellent relationships with Credit Providers in South Africa to make your matters or disputes with them quick and effective. Because of our established relationships with credit Providers, we ensure a very high rate of success in the debt management process as a whole.



Discreet

We understand the debt is a very sensitive topic for most people, so we treat all applications with the utmost confidentiality. Your employer, colleagues and friends will not know you are making use of debt counselling to assist you to reduce your debt payment interests.



Process

Conveniently, you can either arrange for a consultation in person or the whole process can be done telephonically or by email. No matter where you life in South Africa, contact us for HELP!



Regulated Rates

All Debt Counsellors’ fees are regulated by the National Credit Regulator (NCR) and are included in your affordable debt repayment plan. Your monthly Debt Review payment amount is specific to your situation and how much debt you have in total. All Debt Counsellors are permitted by the NCR to charge certain fees which include:


  • A once off Application fee of R350(excl. VAT).
  • A once off restructuring fee equal to the first month’s payment which is limited to a maximum of R8000 (excl. VAT) for a single application and R9000 (excl. VAT) for a joint application.
  • A monthly after care fee of 5% (excl VAT) of the Debt Review payment, with a maximum of R450 (excl VAT)


Specialist Attorneys

We only make use of specialist attorneys in the field of Debt Counselling. Our attorneys have extensive experience and an in-depth understanding of the NCA as well as established networks of national correspondents and are always abreast with the latest changes in the law pertaining to Debt Counselling.



Success Rate

Latest available statistics of the NCR indicates that more than 11 million consumers have impaired credit records. That is more than 48% of all credit-active consumers in South Africa. Since the implementation of the National Credit Act, Fin Rescue has helped thousands of consumers ease their financial distress and, where possible, save their assets with a fail proof debt repayment plan.



PROS & CONS OF DEBT REVIEW